How To Choose A Health Insurance Plan During Open Enrollment Without Overpaying
Open enrollment gives you a chance to choose or change your health insurance coverage. The lowest monthly premium may look attractive, but it is not always the least expensive choice overall. A plan with a low premium can come with a high deductible, expensive copays, or limited doctors. The best approach is to compare what you could spend during the entire year, not just what comes out of your pocket each month. ( HealthCare.gov )