The Reality Reports

Understanding Pending Credit Card Charges: If you have ever checked your credit card statement and noticed a charge marked as "pending," you might have wondered what that means.  A pending charge is a transaction that has been authorized but not yet finalized by the merchant or your credit card company.  While it can be confusing to see these charges, understanding how they work can help you manage your money and avoid surprises.

What Is Upstart:  Upstart is an online lending marketplace that uses artificial intelligence (AI) to help people get loans from banks and credit unions.  Instead of only looking at your credit score, Upstart’s technology considers many different factors to decide if you qualify for a loan and what your interest rate should be.